I’m a writer and schoolteacher.
I have a quarter of a century’s experience earning and spending money. I hope that I’ve learned something about doing so in a smart way.
I’ve been responsible for the content on some of the biggest and most-trafficked websites on the internet, but I’m not allowed to share their names because of the terms of my writing agreements with them. My editor on those gigs insists that I’m his favorite writer and the best on his team.
I don’t take such things seriously, but that really happened, and he really said that.
When I’m not writing about personal finance, I’m drinking coffee, reading books, and smoking cigars.
This site’s a one-man show.
Ray